Will a new year bring improvement to your financial situation? Not only the end of the year, but the end of a decade seems to dictate the need for extraordinary action, particularly considering the unsettled nature of the political and economic climate at present. Impeachment, greater inequality than has been seen since the Great Depression despite the presence of a roaring stock market and low unemployment, rising health care costs—all beg for better financial preparedness, particularly when considering retirement. People aren't happy with the status quo, either—in fact, a Fidelity Investments study, according to CNBC, has found that people would rather save money than lose weight in the year to come. In fact, a staggering 84 percent said that saving $5,000 was higher on their priority list than losing 5 pounds—and 84 percent also said they'd rather cut down on their debt than the 16 percent who said they'd like to cut their screen time (presumably that latter will be easier now that Game of Thrones has concluded). And while the Motley Fool reports that there's a single key action to enable three other 2020 objectives—saving more money (53 percent overall are aiming for that), paying down debt (51 percent will target what they owe) and spending less (35 percent—wonder how they're doing during holiday shopping season?). it's not a popular step to take for the majority of people: budgeting. To that end, we've put together a list of financial resolutions, with some help from the American Institute of CPAs' National CPA Financial Literacy Commission, that could help you prepare for an uncertain financial future that at once promises great risk and potential reward—in line with that ancient curse, "May you live in interesting times." To make your own times less interesting—but potentially far more secure financially—have a look at what follows and see how many of them you can implement in your own monetary doings.