green and white chart showing upward movement (Photo: Shutterstock)

A new Fidelity study finds that while Americans' retirement readiness scores have improved, there's still work to be done if those who are still behind aren't going to be stuck at a subsistence level, or worse, in retirement.

In its biennial Retirement Savings Assessment, Fidelity says that Americans have actually made a lot of progress over the last 15 years, increasing the retirement readiness score from its 2006 level of 62 to a more respectable 83, considered to be in the green zone.

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.