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For retirement plan participants, as well as many sponsors, it's safe to say that guaranteed lifetime income products are the least-understood financial offering. How can they tell which ones are predatory vs. those that are beneficial? This Q&A with Pat Rowan aims to consider some questions around that topic. Rowan is senior managing director of retirement income strategies and products at TIAA.

BenefitsPRO: What are some of the key factors to making sure you're prepared for retirement given the current health and financial crisis?

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C.J. Marwitz

C.J. Marwitz is a writer and editor.