people jumping over shark above choppy waves (Photo: Shutterstock)

As we've been talking (virtually of course) to retirement plan administrators, one thing is clear: the waters are choppy at best, but employers have to be ready for a storm like we've never seen before.

I've presented to several groups over the past few weeks and we talked about retirement, 401(k), and health care benefit issues and everyone had plenty of questions. Our main message to employers is based around thinking about participants. Retirement plan participants have likely never had more challenges on their minds. Just a few items on the list people are thinking and worrying about include:

  • Mental and physical health
  • Job security
  • The ability to meet expenses
  • Social isolation
  • Communication and engagement

And there are many, many more.

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