Joe Pack, Pack Law partner in Miami (Photo: Courtesy Photo) Joe Pack, Pack Law partner in Miami (Photo: Courtesy Photo)

In these days of "unprecedented times," during which American businesses have been hit hard by COVID-19, business owners are struggling to determine how to be proactive and arm themselves for the economic threats that are still to come.

Following is guidance based on my experience as a Chapter 11 bankruptcy attorney representing businesses and creditors in some of the most contested cases ever filed:

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