Aflac adds dental and vision insurance
This is the first time the supplemental insurance provider has expanded into offering products based on a provider network.
Aflac is adding dental and vision insurance to its product portfolio. This is the first time the supplemental insurance provider has expanded into offering products based on a provider network.
“With this national expansion into network dental and vision, Aflac is offering employers and consumers an expanded value proposition, while providing our associates and broker partners the tools they need to bring the most comprehensive set of products to a very competitive marketplace,” said Rich Williams, president of group benefits.
Related: New Aflac offering combines accident, critical illness and hospital indemnity
The new dental and vision coverage is available for businesses with as few as three employees in many locations. Plan highlights include:
Aflac dental insurance: With access to more than 270,000 providers, Aflac coverage includes no waiting periods (excluding orthodontic services) and no copays required for most preventative procedures. Other benefits include a deductible that decreases over time, the ability to carry over money for the insured’s annual maximum and coverage for a dental accidental injury.
Aflac vision insurance: In partnership with Davis Vision, Aflac policyholders can choose to receive care through any of the Aflac Vision Network’s more than 85,000 providers, comprising independent, private-practice optometrists and ophthalmologists, and select retail in-store and online optical partners. Other highlights include an eyeglasses breakage warranty, savings on LASIK services and an eyewear savings.
Dental plans are available now in Alabama; Alaska; Arizona; Arkansas; California; Connecticut; Delaware; Florida; Georgia; Hawaii; Idaho; Illinois; Indiana; Iowa; Kansas; Louisiana; Maine; Michigan; Minnesota; Mississippi; Missouri; Nebraska; Nevada; New Hampshire; North Carolina; North Dakota; Ohio; Oklahoma; Oregon; Pennsylvania; South Carolina; South Dakota; Tennessee; Texas; Utah; Vermont; West Virginia; Washington, D.C.; Wisconsin and Wyoming.
Vision plans are available now in Alabama, Alaska, Arizona, Arkansas, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Louisiana, Maine, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Nevada, New Hampshire, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, West Virginia, Wisconsin and Wyoming.
As a component of the insurer’s continual growth strategy, the new coverage allows Aflac to offer more of the key benefits businesses desire to remain competitive and help attract and retain top talent, the company said. U.S. employees cite dental insurance as the second- most important benefit to them after health insurance, with vision insurance ranking as their fourth-most valued benefit after life insurance, according to the Aflac 2020-2021 WorkForces Report.
“Broadening the scope of our product portfolio elevates Aflac to the front page of the benefits enrollment process for employees, demonstrating our value to brokers, independent agents and employers in 2021 and beyond,” said Bob Ruff, senior vice president of growth solutions at Aflac. “By offering these must-have components of workplace benefits packages, Aflac can help provide policyholders even more financial protection to help in their time of need.”