people hands and arms locking in a protective, securing gesture (Photo: Shutterstock)

In many ways, it's hard to fathom that we've been living with the COVID-19 pandemic for nearly a year – and on top of a tragic new illness that has impacted every corner of our society, a historic economic crisis has packed a one-two punch of devastation for millions of Americans – especially on Main Street, where small businesses and their employees have been hit particularly hard. Lost jobs, lost hours or wage cuts for workers or their spouses have endangered their ability to save for retirement and have put their financial security at risk. Financial stress also reduces worker productivity, and this can undoubtedly pose a challenge for many businesses that continue to struggle themselves.

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