Members who switched from low-deductible plans to high-deductible plans did see lower growth rates of spending, however, the reduction generally did not last for more than one year. (Photo: Shutterstock)
High-deductible health plans (HDHPs) have only a limited effect in health care spending growth over time, according to a study from the National Bureau of Economic Research (NBER). The report used four years of claims data from a large national insurer and found that the only statistically significant case of lower growth associated with HDHPs is found with less cost-effective drugs.
Complete your profile to continue reading and get FREE access to BenefitsPRO, part of your ALM digital membership.
Your access to unlimited BenefitsPRO content isn’t changing.
Once you are an ALM digital member, you’ll receive:
- Breaking benefits news and analysis, on-site and via our newsletters and custom alerts
- Educational webcasts, white papers, and ebooks from industry thought leaders
- Critical converage of the property casualty insurance and financial advisory markets on our other ALM sites, PropertyCasualty360 and ThinkAdvisor
Already have an account? Sign In Now
© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.
