We all know there's no such thing as a silver bullet or easy button… But if there were, what issue or problem would you choose to fix?

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Reduced complexity

How to eliminate the complexities of building a self-funded group health plan for an employer that always directs employees to the highest-value/lowest-cost providers and Rx. The solutions currently exist and can be packaged together, but not without complexity. And then you have the issues of communicating everything to employees and making sure they remember to use the value programs. It is hard to make this simple, and we all like simple!

Suzy K Johnson, agency leader and managing director, The Hilb Group Southeast

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COBRA's glitch

I would love to fix the glitch of making COBRA creditable coverage for Medicare beneficiaries who are retiring or leaving an employer-sponsored health plan. Members of NAHU have been working tirelessly on this issue for a long time, as many Medicare beneficiaries are unaware of this glitch. This fix will allow Medicare-eligible employees to extend their coverage with COBRA while transitioning to Medicare as primary and enrolling into Medicare Part B & D.

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