layers of blue tops of Social Security cards (Photo: Shutterstock)

As founder and president of Mantell Retirement Consulting Inc., Marcia Mantell guides advisors on business development, marketing, education and communication.

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Ginger Szala

Ginger Szala is executive managing editor of Investment Advisor magazine. She covered the financial business and alternatives industry for 30 years while editor of Futures Magazine Group. MSJ Northwestern, BA University of Wisconsin-Madison. She is based in Chicago. Go Blackhawks!