As you wind down from Q4 and look ahead to better days in 2022, I hope you find some time to recharge with family and friends. (Image: Adobe Stock)

And just like that, another year has come and gone. Although in many ways, 2021 felt like a huge step forward, it still offered plenty of challenges and struggles. This time of year offers a time for reflection, as well as an opportunity to anticipate the future, and this month's issue includes both.

Our annual timeline provides a visual overview of the year that was (can it really have been less than a year ago that we were talking about initial vaccine rollouts and the dissolution of Haven?) From GameStop, to the Price Transparency Rule to the impacts of the Delta variant, let's just say there's plenty of ground to cover.

BenefitsPRO editor in chief Paul Wilson BenefitsPRO editor-in-chief Paul Wilson

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Paul Wilson

Paul Wilson is the editor-in-chief of BenefitsPRO Magazine and BenefitsPRO.com. He has covered the insurance industry for more than a decade, including stints at Retirement Advisor Magazine and ProducersWeb.