What should employers have on their radar? These are the top 5 trends that will impact employees' financial wellbeing most in the coming year.

1.  Building emergency savings Following the financial shocks that rocked many American families in 2020 and 2021, building (or re-building) emergency savings should be a top priority. Having funds for a rainy day is the largest predictor of financial wellbeing, and elevating employer programs focused on building short-term savings to a critical priority. Think of emergency savings education as preventative care for employee financial stress. Having money stashed away today means peace of mind tomorrow. Look for holistic financial wellbeing programs that spotlight emergency savings as a part of each employee's full financial picture.