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Employers and governments have a role to play in helping employees boost their financial resilience. That's one takeaway from Aegon's Retirement Readiness Survey 2021, The New Social Contract: Future-Proofing Retirement. Many people have had to dip into savings or take out loans over the past two years to stay afloat and navigate the economic volatility the pandemic has created.
|Employer support
Beyond a basic salary, which is offered by the great majority of employers (76%), over half (54%) of workers globally say their employers offer some form of medical health insurance, two in five (43%) are offered a pension plan with employer contributions, 41% are offered life insurance, and just over a quarter (26%) are offered a stock purchase plan. Collectively, these benefits offer a toolkit for workers to improve their financial resilience.
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