"This is a HUGE ask that doesn't seem to take into account the overall strain it will put on the already burdened health care system," says Jennifer Spiegel Berman of MZQ Consulting.

Private health insurers must cover up to eight at-home COVID-19 tests each month beginning on Jan. 15, the Biden administration announced.

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Alan Goforth

Alan Goforth is a freelance writer in suburban Kansas City. In addition to freelancing for several publications, he has written a dozen books about sports and other topics.

Emily Payne

Emily Payne is director, content analytics for ALM's Business & Finance Markets and former managing editor for BenefitsPRO. A Wisconsin native, she has spent the past decade writing and editing for various athletic and fitness publications. She holds an English degree and Business certificate from the University of Wisconsin.