Participants should refrain from using their account-based plans from paying for OTC tests upfront and then seeking reimbursement from their health plan.

To ring in the New Year, President Biden announced a new rule requiring group health plans to cover over-the-counter (OTC) COVID-19 tests with no cost-share to plan participants. This rule, implemented by additional guidance by the Department of Labor (DOL), significantly expanded the initial mandate to cover COVID-19 testing with no cost-sharing under the Families First Coronavirus Response Act (FFCRA).

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