The NSA will have its greatest impact on plans that incorporate a provider network, and use a design with separate, often higher deductibles and coinsurance for out-of-network providers.
This past year saw some much-needed focus on rising health care costs and the implementation of federal legislation designed to enhance participant protection and fairness. On January 1st, certain provisions of the No Surprises Act (NSA) took effect to protect health plan participants from excessive medical bills from out-of-network providers.
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