Remember "If I Had $1000000," the Barenaked Ladies song from the late '90s that ended with the line, "If I had a million dollars, I'd be rich"? In 1998, at least, that was true: According to the IRS, nearly 1.7 million male top wealth holders at the time were reported to have a net worth of $1 million or more. However, with the average cost to retire in '98 amounting to more than $288K, you still probably needed to sock away more than a million in order to live comfortably in your twilight years. As a recent study from GOBankingRates shows, these days a million dollars will hold you over for even less time in retirement than it used to—depending, of course, on where you live in the U.S. In order to determine how long $1 million would last in each state for a retiree 65 and older, the personal finance publication took a hard look at data from the Bureau of Labor Statistics' 2020 Consumer Expenditure Survey, factoring in every state's overall cost of living index score for 2021, derived from the Missouri Economic Research and Information Center. GOBankingRates then broke down annual costs by more specific expenditure figures from that data, including health care, utilities, transportation, and groceries. The study found that a million dollars in savings will stretch the farthest in the South and Midwest. Mississippi tops the list, with annual expenditures of $39,633.31 allowing a hard-earned mil to last over 25 years. Kansas follows, with savings lasting a little over 24 years. Where in the country will you get the least amount of time for your money? See our slideshow above for the top million-dollar drainers, and click here for the full study.