Eliminating the very small premium costs charged to some Americans under the Affordable Care Act (ACA) could keep tens of thousands on the insurance plans, a new study has found.
Matthew Fiedler, an economist with the Brookings Institute, estimates that 48,000 fewer Americans would drop their ACA plans if adjustments were made to eliminate the very small premiums that some pay (estimated at around $3 per month). Fiedler argues that even though the lower-income enrollees usually can afford the few dollars involved, they sometimes will drop coverage due to "cognitive and hassle costs," that come with dealing with health insurance premiums.
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