Health care costs are one of the most stressful expenses for most Americans, and the problem doesn't go away when employees retire and enter the Medicare realm. Many older adults enter into retirement without a complete understanding of the health care costs they'll face.

How big is the gap between retirees' savings and health care expenses, and where are they spending the most? Let's take a look:

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Emily Payne

Emily Payne is director, content analytics for ALM's Business & Finance Markets and former managing editor for BenefitsPRO. A Wisconsin native, she has spent the past decade writing and editing for various athletic and fitness publications. She holds an English degree and Business certificate from the University of Wisconsin.