Recession financial storm concept, tiny business person vector illustration. World economy recession and global market collapse risk. Business bankruptcy loss challenges and stock market crash arrow. Credit: VectorMine/Adobe Stock Credit: VectorMine/Adobe Stock.

Unless you've been living in a cabin in the wilderness with no electricity or internet, you'll have noticed that consumers and businesses have had a lot to contend with this year, including supply chain delays, increasing costs for energy and materials, rising rents and interest rate hikes.

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Raychel Lean

Raychel Lean is ALM's Florida bureau chief, overseeing the Daily Business Review. Email her at [email protected] or follow her on Twitter via @raychellean.