(Credit: Ross Todd/ALM)

Employers and plan sponsors who spent nearly three years adjusting their health coverage and policies to address the COVID-19 pandemic now must adapt to a new reality. The Biden administration announced late last month that both the National Health Emergency and the Public Health Emergency will end on May 11.

"Employers should prepare to modify their plans and communicate to participants about those changes," according to a report from Gallagher. "To understand the upcoming changes, employers should understand the scope of each emergency declaration and the steps to unwind their effects on employer plans."

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