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Inflation appears to be calming down, supply chain snarls have eased and the pandemic is over (or is it?). Even so, employers will have their hands full as they attempt to offer a package of employee benefits that is attractive and affordable.

"Make no mistake – COVID is still with us," said Dr. Monte Masten, chief medical officer for Marsh McLennan Agency. "We are still seeing in the United States 120,000 new cases of COVID-19 each week. We are seeing 1,700 deaths and 2,000 hospitalizations in the United States each week, and only 17% of the population is up to speed on their boosters."

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