3 Ways to use FSA and HSA funds to survive allergy season

Over-the-counter (OTC) medications to manage symptoms. OTC allergy medicines like Zyrtec, Claritin, and Benadryl are eligible without a prescription, following the passage of the CARES Act in 2020. All three are brand names for antihistamines that do similar things in slightly different ways, and all treat reactions like nasal congestion and itching. If allergies are causing significant stuffiness, FSA and HSA funds can also be used to purchase a decongestant or eye drops to relieve itchy eyes.
Non-medical intervention. If employees prefer to avoid pharmaceutical interventions, there are also non-medical options that can be purchased with FSA and HSA funds. Saline nasal mists and saline nasal irrigators can provide much-needed relief for allergies, and both are FSA- and HSA-eligible.
Air filters. Most allergy sufferers don't know that air filters may be eligible for reimbursement with an FSA or HSA, if they have a letter of medical necessity — which a doctor may be able to provide — as are mattress covers.

To help employees understand the full breadth of clinical services and products that are available to treat allergy symptoms, direct them to an online FSA or HSA eligibility, depending on which benefit your organization offers.

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Seasonal allergies are nothing to sneeze at: Help employees find relief with FSA and HSA funds

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