Although two-thirds of Americans agree that their financial planning could use some improvement, only 37% currently work with a financial advisor.

"Financial uncertainty is up in 2023, and the question for many Americans is what to do about it," said Tim Gerend, chief distribution officer for Northwestern Mutual. "The good news is many are taking action to plan and tapping advisors for help in an increasingly complex financial environment so that they can reach their goals."

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