In today's highly competitive market, offering an attractive suite of benefits is critical for hiring and retaining top talent. For U.S. employers, that means covering employee health care costs.

Increasingly, bottom-line-savvy companies are turning toward a self-funded model to save money and increase financial flexibility while providing high-quality health care to employees. Incorporating a primary care model can help drive costs even further down, all while improving their workforce's access to the care they need to live and work well.

Here's some thoughts for employers and their benefits advisors who are considering a primary care model under a self-funded health benefits package.

Self-funded vs. fully insured

If you're reading this article, chances are you already know what it means to be self-funded. In fact, according to a 2022 survey, 65% of covered workers are under a self-funded plan. But just as a quick review, let's take a look at the benefits of choosing to self-fund employee health care over opting for a fully insured model.