Faced with the steepest increase in employer health care costs since 2012, your clients likely feel powerless to challenge the system. But in fact, by saying no to the status quo, they have the opportunity to become true change agents. And as an advisor, you can help them understand the simple yet bold choices they can make to control costs and profoundly impact their employees' lives – and wallets.

Harnessing that power starts with addressing the roots of rising costs to reward systems that get it right. Centivo's recently released report, "Power to the Employers: Unlocking Healthcare Affordability," digs into why current approaches are missing the mark for both employers and employees as well as simple yet potent strategies to unleash sustainable value. Here are some highlights from the report.

What's allowed will continue

Nothing will change when employers are presented with only minor variations of the same costly plan options. And even as cost-effective value-based care models make inroads, it can be difficult to compete with traditional fee-for-service models. Without a call from employers for alternatives and a migration to these modernized models, traditional health insurers will continue bringing in billions in profits with no incentive to change what's working (for them).