Concord
In its annual Compendium Report, the Transamerica Center for Retirement Studies highlighted how demographic influences can impact the ability of workers to prepare for a financially secure retirement.
The "A Compendium of Demographic Influences on Retirement Security" report, which was created in collaboration with Transamerica Institute, found that fewer than one in four Americans strongly agree that they are currently building a large enough retirement nest egg. Critically, Transamerica found that only 59% of workers with a household income of less than $50,000 have access to a 401(k) or similar plan through their employer. In comparison, 74% of those with a household income of $50,000-$99,999 and 84% of those with a household income of $100,000-plus are offered a plan.
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