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With the United States' Global Pension Index grade still sitting at a C+ in Mercer CFA Institute's annual report, finding ways to ensure the population is prepared for a comfortable, financially stable retirement is clearly weighing heavily on leaders' minds. The realization that millions of Americans—about half of the working population—have been unable to set adequate funds aside for their post-working years has led to a spate of federal and regional legislation in recent years.

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