Middle class definition inflates as costs rise: Maryland tops list

Middle class household incomes in the U.S. increased 41.7% from 2012 to 2022.

The middle class just ain’t what it used to be—the cost of entry is more expensive than ever. According to a new study from GoBankingRates.com, middle class household incomes in the U.S. increased 41.7% from 2012 to 2022. In several states, the increase has been higher than 50%. Nationally, the minimum household income considered middle class rose from $35,364 in 2012 to $50,099 in 2022. The ceiling rose too, from $106,092 in 2012 to $150,298 in 2022.

The study, which contains data sourced from American Community Surveys as conducted by the US Census Bureau, offers detailed insights into how the meaning of middle class has changed state by state.

Close to $200K and still middle class

Middle class has a very high ceiling in Maryland, New Jersey and Massachusetts. To get out of the middle class in Massachusetts, a household has to make over $193K. That number is even higher in New Jersey, at $194K. It’s the highest, however, in Maryland, where $197K is still considered just middle class. To get into Maryland’s middle class, a household has to have an income of at least $65,641. Compare that to the $35,323 middle class floor of Mississippi, the lowest on the list.

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Rapid Growth

The States’ that boast the highest ceilings for the middle class are not, however, the same ones that have witnessed the greatest growth in middle class salaries over the past 10 years. Oregon’s top middle class income has grown the most, from $100k to $153K. Washington and Colorado followed close behind, respectively.

Growth has been relatively slower in some parts of the country. Louisiana’s top middle income rose by 30% and Wyoming’s grew by 28%. Alaska boasts the smallest increase at 24%.