Mountains Credit: Adobe Stock

A federal appeals court case could affect what happens when people insured by group accidental death and dismemberment policies die but cannot be found.

A three-judge panel at the 11th U.S. Circuit Court of Appeals ruled last week that the sons of Dr. Alexander Goldfarb-Rumyantzev, a 57-year-old nephrologist who died in January 2021 while climbing the Broad Peak mountain in Pakistan, cannot collect $500,000 in accidental death and dismemberment policy benefits from the insurer, Reliance Standard Life.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.