Legislative Hall in Dover, Delaware.
Delaware Expanding Access for Retirement and Necessary Savings (EARNS), the state-run retirement plan that provides coverage for private-sector employees whose employers do not have a plan, launched July 1. Seventeen states in the U.S. now administer an auto-IRA program for private sector employees.
Employer participation in Delaware EARNS is required by law for those who do not offer a qualified retirement plan. Delaware EARNS, which already has about 12 employers enrolled as part of a pilot program, is a new state-run retirement savings program to help bridge the state's retirement savings gap.
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