U.S. employees are struggling these days in a number of ways, according to Guardian's 13th Annual Workplace Benefits Study. Many Americans report declines in their physical, mental and financial health in recent years, but the largest factors contributing to the negative trends are largely financial.

Although there have been a number of recent positive economic signs, including plummeting unemployment rates and surges in the financial markets, many American workers are still having a hard time financially. In fact, nearly half of workers (48%)  cited "money/finances" as the top source of stress in their life, up significantly from 37% in 2021.

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Paul Wilson

Paul Wilson is the editor-in-chief of BenefitsPRO Magazine and BenefitsPRO.com. He has covered the insurance industry for more than a decade, including stints at Retirement Advisor Magazine and ProducersWeb.