Paine College employees were without benefits for two months while the higher education institution hashed out details with their health care benefits provider. The lapse started at the beginning of May and left staff without medical, dental or vision benefits. This situation highlights the need for clear policies on handling a benefits coverage interruption.

The following are six of the biggest considerations that HR and benefits professionals should keep in mind when dealing with long-term interruptions in coverage.

1. Follow regulations

The Affordable Care Act (ACA) applies to businesses with over 50 full-time workers. Some health care tax credits are available to smaller brands to help cover some of the costs associated with providing coverage. Employers who fail to provide coverage to most of their employees could be penalized and owe fines.