Health plan cost-sharing exists to discourage over-utilization, but after a decade of rising costs, higher deductibles have become a barrier to care for many families. A new study, commissioned by Paytient from Nonfiction Research Group, surveyed more than 1,500 workplace-insured Americans to examine the prevalence and consequences of deferred care amongst those covered by employer-sponsored health insurance.
The findings revealed a stark reality: 40% of workplace-insured employees report deferring necessary medical care due to unaffordable costs.
Importantly, the study challenges the traditional belief that those unable to afford healthcare are low-income or uninsured individuals. All of the study's respondents had health insurance from work. The majority earned more than the average American, nearly one-fifth made more than $100,000 a year, and 46% of respondents held managerial positions or higher.
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