Employers and health plan providers are positioned to help close a gender gap that is keeping women from seeking medical care.

According to a Deloitte survey, women are more likely to skip or delay medical care than men due to cost, wait times and negative previous experiences. Overall, half of women surveyed by Deloitte reported that they have skipped or delayed medical care during the past year compared with 37% of men.

Women are 31% more likely than men to skip medical care due to cost while also paying $15.4 billion more than men in out-of-pocket medical expenses per year. Even when excluding maternity-related health care expenses, women require an average of 9.9% more health care services than men, according to Deloitte. Deloitte also found that women are more likely than men to avoid or delay mental health services due to cost.