Nearly 3 in 4 employed Americans would accept a job with a slightly lower salary if it offered better health care and medical coverage, including lower premiums and out-of-pocket costs, a new Voya Financial survey found.

"The consistent trend of rising health care costs, coupled with the fact that these needs are anticipated to increase as one ages, is having a tangible effect on individuals," said Nate Black, vice president, health solution products, for Voya. "Our research also revealed more than half of employed Americans strongly or somewhat agree they would take a lower salary for employer contributions to health savings and spending accounts (59%), and better access to voluntary benefit offerings such as critical illness, hospital indemnity, disability income and accident insurance (54%)."

Fifty-one percent of respondents said health care costs have a severe or major impact on their ability to save for retirement. The good news, however, is that many employers recognize this challenge and continue to provide their workforce with solutions that can support their health and wealth needs. What's more, employees equally recognize the value of solutions through the workforce. More than half would be more likely to stay with their current employer if it provided access to health spending and savings accounts (51%), voluntary benefit offerings (51%) and mental health benefits and resources (54%).