(Credit: Jeenah Moon)

Limited access to benefits offerings is a concern for employees across all types of jobs, including gig workers, full-time independent workers, and part-time and full-time W2 employees. A more inclusive and portable approach to benefits provisioning could help bridge this benefits gap, according to a survey conducted by Stride and Mastercard.

The gap in receiving benefits contributions was most pronounced among 1099 workers, although 32% of W2 employees said they do not receive any benefits contributions. Nearly two-thirds of full-time W2 employees and more than three-quarters of part-time W2 employees surveyed do not receive health insurance contributions from their employer. This underlines a misconception regarding the provision of benefits to W-2 employees, challenging the assumption that employment classification guarantees comprehensive benefits access, said the report.