Health Insurance form

Although most workers today take employer-sponsored health coverage for granted, it really didn't become a widespread benefit until as recently as World War II.

"The commitment of employers to worker health was initially driven by practical needs," said Paul Fronstin, Ph.D., director of health benefits research for the Employee Benefit Research Institute. "The formalization of health coverage during World War II, facilitated by wage controls and subsequent tax regulations, set the stage for the widespread adoption of health benefits by employers. This framework was reinforced by the passage of ERISA, which provided a consistent regulatory environment for employee benefit plans."

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