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Each year, the Centers for Medicare & Medicaid Services (CMS) adjusts the rates it pays doctors for treating Medicare patients. For independent physicians, these reductions mean tighter budgets and tougher choices. In 2025, physician reimbursement is set to decrease yet again. But it's not just CMS driving these changes—commercial insurers are following CMS's lead, turning the ripple effect of these cuts into a wave that's reshaping health care across the country. This constant downward pressure is more than just an inconvenience for doctors; it's a growing problem for every patient, family, and community.

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