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SECURE 2.0 ActThe SECURE 2.0 Act (Setting Every Community Up for Retirement Enhancement) was established in 2022 to improve retirement savings options. The act comes at a crucial point in the world of retirement planning, where nearly two thirds of U.S. employees feel their retirement savings are not on track and around a quarter of non-retired adults have no retirement savings at all, according to The Motley Fool.
SECURE 2.0 is intended to encourage individuals to save more for retirement, improve retirement plan regulations and lower the employer cost of setting up a retirement plan. In order to accomplish these goals, this robust Act contains over 90 provisions – making the implementation of the Act a daunting task for plan sponsors. By using some of the following strategies, plan sponsors can help simplify the implementation process and ensure they are remaining compliant with the required provisions as they become effective.
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