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SECURE 3.0? What’s on the horizon for retirement policy as President Trump takes office, again

Lawmakers are already thinking through new ways to further increase access to retirement savings and coverage with another retirement bill, while there’s a high probability that President-elect Trump will extend the 2017 Tax Cuts and Jobs Act, benefiting retirement savings. 

By Lynn Cavanaugh | December 10, 2024 at 12:00 AM
President Donald Trump being sworn in on January 20, 2017.

The Social Security Fairness Act has passed the House and is now awaiting approval from the Senate, which would impact millions of retirees. Lawmakers are already thinking through new ways to further increase access to retirement savings and coverage with another retirement bill, SECURE 3.0. Also, there’s a high probability, according to many financial industry experts, that President Trump will extend the 2017 Tax Cuts and Jobs Act that is set to expire at the end of 2025, which will boost retirement savings.

We talked to Romi Savova, founder and CEO of fintech retirement firm PensionBee, which is transforming how people, especially underserved Americans, manage their retirement savings and tackling issues like 401k zombie accounts – inactive accounts often forgotten or lost when changing jobs.

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