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Human resources and benefits leaders find themselves in a challenging position.

Their companies' health care costs have increased by 14% in the past two years. While they are expected to cut costs on the one end, the employees are struggling with rising out-of-pocket expenses on the other.

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David Talinovsky

David Talinovsky is the CEO of Bluespine, a firm that provides health care cost tracking, analysis and management services for for self-insured employers.