Nearly half of retirees lack a structured decumulation strategy, raising concerns over a rapid depletion of savings, according to a survey conducted by fintech firm IRAlogix.
The new survey sheds light on the challenges retirees encounter in managing withdrawals from their retirement savings—a process known as decumulation. Findings indicate that a significant number of retirees navigate this phase without a structured plan, choosing to withdraw funds as needs arise rather than following a consistent decumulation strategy.
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