Coins saving increase to profit.

Last November, the IRS announced that it increased 401(k) contribution limits, enabling Americans to increase their workplace retirement contributions, however, there’s a whole new “super” catch-up contribution category that was included in SECURE 2.0 that many employees may not be aware of.

“In 2025, the catch-up contribution for individuals age 50 and older in a 401(k) plan is $7,500,” said Stephen Callahan, Trading Behavior Specialist at Firstrade. However, SECURE 2.0 extended the catch-up limit for people between ages 60 and 63, but data from Guideline shows that 55% of eligible savers aren't even aware that they have this opportunity to begin with. These individuals “can contribute a ‘super’ catch-up amount of $11,250, a higher limit due to SECURE 2.0,” said Callahan.

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