Binder with the word Claims on the spine.

Just about 8 in 10 employers view catastrophic health care claims—those exceeding $500,000 in a plan year—as a significant threat to their health care plans. An increasing number of participants in a recent National Alliance survey said they are facing claims as high as $4 million.

The increasing prevalence of cancer, heart disease and diabetes—combined with the growing trend of working later in life—are key drivers of the surge in high-cost claims.

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