In this episode, we explore the pivotal role of long-term care insurance in securing financial stability and peace of mind amidst rising health care costs and an aging population. Host David A. Saltzman speaks with our guest, Lori Martin, CLTC and Principal at Envision Benefits, who shares her expertise on the subject. We discuss the individual and group markets for long-term care insurance, the differences in coverage, the benefits of inflation protection, and the increasing popularity of these plans in the workplace. Martin also touches on legislative efforts, the potential for tax deductions, and the importance of marketing and education in increasing plan participation. This episode provides valuable insights for advisors and individuals alike looking to manage the financial risks of long term care.