Social Security COLA graphic
While the actual 2026 Social Security cost-of-living (COLA) increase for retired workers won’t be announced until October, the Senior Citizens League (TSCL), a nonpartisan seniors group, is predicting the COLA increase will be 2.3% for 2026 – a modest decrease from its 2.5% estimate in December that is based on a forecast that inflation will drop throughout the coming year, according to TSCL.
The COLA adjustment helps the 67 million Social Security beneficiaries keep up with inflation. The average Social Security check is about $1,976 a month, according to the Social Security Administration.
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