The stress that many employees experienced during the pandemic has not gone away. Workers today are stressed over educational debt, rising inflation, housing shortages and increased price for groceries and other consumer goods, a new LIMRA study found. The most common stress-related distractions are finances (57%), emotional concerns (38%) and physical worries (30%).

“This is important for employers, since wellness-related issues and worries are a significant workplace distraction for many workers,” the study said. “Nearly 4 in 10 workers report that personal worries are a distraction to them at work. Financial and emotional issues are a greater workplace distraction than physical and health-related issues.”

Recommended For You

As a result, workers, particularly younger ones, are looking for employers to help with wellness programs, services, education and benefits.

“Wellness programs can increase the efficacy of benefits,” the report said. “Workers who use a workplace wellness program — whether it’s financial, emotional or physical and health — report that their workplace benefits are significantly more effective in relieving stress than those who do not participate in such programs.”

Employees say they want or need assistance with the following:

  • Managing my financial future, 79%
  • Managing health care needs, 78%
  • Staying healthy, 77%
  • Managing my emotional life and mental health, 76%
  • Managing my daily financial life, 75%
  • Managing work stress, 75%
  • Family care solutions, 67%
  • Educational planning, 65%
Related: Employees stress on the rise as wellness benefits become more inaccessible

Workplace wellness programs may be beneficial in attracting and retaining younger workers, who are more likely than their older counterparts to feel that employers should offer benefits that help with stress (financial, emotional, and physical) reduction.

Mid-career generations are more stressed than older or younger workers by job or career situations and by maintaining work-life balance. Baby boomers, the oldest workers surveyed, are significantly less likely to use physical or health-related wellness programs. Women are more likely than men to report that they would use wellness support, especially for financial wellness, if offered by their employers.

There is a great deal of opportunity for wellness programs in the workplace, according to the research. Most workers would like to receive information/education from an employer, benefits provider or other resource with an implied endorsement from their employers.

“Wellness programs, however they may be defined, are likely worth the employer effort,” the report concluded. “LIMRA research shows employee satisfaction with such programs is very high, at 80% or more. These programs can improve worker productivity and also help with employee retention, making it a smart investment for employers.”

NOT FOR REPRINT

© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.

Alan Goforth

Alan Goforth is a freelance writer in suburban Kansas City. In addition to freelancing for several publications, he has written a dozen books about sports and other topics.