IRS increases 2027 401(k) contribution limit 4.1%

By Allison Bell

News November 12, 2026 at 04:30 PM

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What You Need To Know

The 401(k) limit will rise to $25,500, from $24,500.
The annual IRA contribution limit will continue to be $7,500.
The employer plan catch-up contribution cap for participants ages 60-63 will increase to $11,750, from $11,250.

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