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5 unconventional employee benefits

February 01, 2015

Employee benefits help keep workers healthy and save for their golden years.

2015 industry predictions

December 01, 2014

It's almost 2015which also means it's time to speculate about what might happen in the benefits industry in the new year.

A broker’s guide to self-funding

July 31, 2013

Self-funded plans are increasingly popular. And brokers need to be aware of them.

HSA limits for 2012

March 01, 2012

Here are the details from the IRSHSA contribution limits: The 2012 annual HSA contribution limit for individuals with self-only HDHP coverage is $3,100…

Arguing over AD&D

February 01, 2012

Accidental death and dismemberment policy values remain debatablefor some.

AD&D values remain debatable—for some

February 01, 2012

When one thinks of accidental death and dismemberment insurance, a single, simple type of policy springs to mind.

Back to Basics: The Emerging Role of "Gap Medical" Plans

January 18, 2012

(Click for a PDF version)

Premiums take another big leap in 2011, while HDHPs pick up market share

November 01, 2011

Annual premiums for employer-sponsored family health coverage increase once again in 2011

Are brokers just whistling past the graveyard?

October 01, 2011

Despite lingering health reform uncertainty and a still-sluggish economy, brokers remain oddly optimistic about their own individual futures but worried about the industry.

Plain and simple, today's health care costs in the United States are too high. In 2008, they amounted to about $2.2 trillion or 16.2 percent of the gross national product. The average per employee cost for health care was $9,144, up 8 percent from 2007.